Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection Insurance
Posted: June 22, 2020
Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection InsuranceLife insurance, final expense insurance, and mortgage protection insurance are all similar in certain ways. They all pay out in the event of the policyholder’s death and they all provide protection for surviving loved ones. Aside from that, they are different types of insurance policies that offer different types of protection. What Is Life Insurance? A life insurance policy is a contract with an insurance...
How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?
Posted: June 19, 2020
How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL) insurance protects a business from financial loss due to liability...
I'm Young & Healthy: Do I Really Need Life Insurance?
Posted: June 7, 2020
I'm Young & Healthy: Do I Really Need Life Insurance?If you’re young and healthy, you may think it’s too early to buy life insurance. The truth is, buying life insurance young can save you money – lots of it. Purchasing a life insurance policy in your 20s or 30s is a smart move, even if you don’t believe you need it yet. Younger Equals Cheaper When It Comes To Life Insurance Buying life insurance...
Will Special Event Insurance Cover My Event?
Posted: June 4, 2020
Will Special Event Insurance Cover My Event?Hosting an event such as a wedding can be a costly undertaking. Special event insurance is designed to protect your investment. It can help cover your costs in case you need to cancel unexpectedly (if the bride or groom gets cold feet, for example). It can also help protect you from liability for injury or property damage caused during your event. When Do You Need...
Can My Life Insurance Company Ever Cancel My Policy?
Posted: May 22, 2020
Can My Life Insurance Company Ever Cancel My Policy?If you have purchased whole life insurance, your policy should continue in effect until you die, at which time death benefits are paid to your beneficiaries. If you have purchased term life insurance, it should continue until the expiration date of the policy. Although you can cancel your life insurance policy at any time, the insurance company can only cancel for specific reasons. For example,...