Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Is My Small Business Vulnerable to Cyber Attacks?
Posted: October 4, 2023
Is My Small Business Vulnerable to Cyber Attacks?October is National Cyber Security Awareness Month. With the increasing prevalence of cybercrime in small businesses, it is crucial to be aware of the risks and take the necessary actions. The following statistics were reported by Small Biz Trends: Nearly 43% of cyber attacks target small and medium-sized businesses. Only 14% of targeted small businesses are prepared to handle cyber attacks. Costs of cybercrime are...
Pros & Cons of Convertible Life Insurance
Posted: September 22, 2023
Pros & Cons of Convertible Life InsuranceWhen you are shopping for life insurance, a convertible term policy may be a good option. Convertible term life insurance is a type of term life policy with a rider giving the policyholder the option to convert to permanent life insurance later. Although it offers several benefits, convertible life insurance may have certain disadvantages. Why Convert From Term to Permanent Life Insurance? Term life insurance...
The Importance of Adapting Your Insurance to Your Business Growth
Posted: September 19, 2023
The Importance of Adapting Your Insurance to Your Business GrowthWatching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors. How Do Most Businesses Get Started With Insurance Coverage? For most business owners...
Do Graduate Students Need Life Insurance?
Posted: September 7, 2023
Do Graduate Students Need Life Insurance?Obtaining a graduate degree may be the right choice to increase your earning potential and advance your career. If you have decided to go to graduate school, life insurance may be the last thing on your mind. Nevertheless, it may be a smart move for a full-time or part-time graduate student. Students in grad school tend to be older with more responsibilities than undergraduates. They...
5 Labor Day Lessons on Securing Your Business
Posted: September 4, 2023
5 Labor Day Lessons on Securing Your BusinessThe long Labor Day weekend is a time for backyard barbeques and celebrating the holiday with family and friends. It is also an excellent time to review your coverage and ensure you have the following five main types of insurance to help protect your business. Business Owner’s Policy (BOP) Business Owner’s Policies (BOPs) are among the most popular insurance bundles for small business owners. They...