Insurance Built for Contractors Since 2009
At Contractors Direct Insurance, we believe contractor insurance shouldn’t be confusing, overpriced, or handled by someone who doesn’t understand the construction industry.
Since 2009, we’ve specialized in one thing—protecting contractors. From small owner-operators to large commercial construction companies, we help businesses secure the insurance they need to bid jobs, satisfy contract requirements, and protect everything they’ve worked to build.
Unlike general insurance agencies that write every type of business, contractors are our specialty. Construction is different, and so are the insurance policies that protect it.
Access to More Than 200 Insurance Carriers
Every contractor’s business is different. That’s why we work with more than 200 insurance companies and specialty markets, giving us the ability to find coverage for businesses that many agencies simply cannot place.
Whether you’re looking for the lowest price, broader coverage, or a market that understands your trade, our job is to find the right solution—not force your business into a one-size-fits-all policy.
Specialists in Construction Insurance
Our agency focuses almost exclusively on the construction industry. We regularly insure:
- General Contractors
- Roofing Contractors
- Concrete Contractors
- HVAC Contractors
- Electricians
- Plumbers
- Remodelers
- Framing Contractors
- Painting Contractors
- Drywall Contractors
- Excavation Contractors
- Landscape Contractors
- Tree Service Companies
- Crane Operators
- Tract Home Builders
- Commercial Construction Companies
We also maintain exclusive insurance programs for Crane Operations, Tract Home Builders, Roofing Contractors, and General Contractors, allowing many of our clients to access coverage unavailable through traditional agencies.
Insurance Solutions We Provide
Our agency can help contractors with:
- General Liability Insurance
- Workers’ Compensation
- Commercial Auto Insurance
- Inland Marine Insurance
- Builders Risk Insurance
- Contractors Pollution Liability
- Commercial Umbrella Insurance
- Surety Bonds
- Installation Floaters
- Tools & Equipment Coverage
- Motor Truck Cargo
- Professional Liability
- And many other specialized contractor insurance products.
Licensed Across Multiple States
We proudly serve contractors throughout the United States and are currently licensed in:
Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Kansas, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, and Utah.
A Team That Speaks Your Language
Construction is built on relationships, and communication matters.
Our office proudly serves clients in English, Spanish, and Tagalog, helping contractors and their teams clearly understand their coverage, contract requirements, certificates of insurance, and claims process.
More Than an Insurance Agency
When you call Contractors Direct Insurance, you’re working with professionals who understand construction—not just insurance.
We know what owners, general contractors, lenders, municipalities, and project managers require because we work with those requirements every day.
Whether you need a certificate issued quickly, help interpreting insurance requirements in a construction contract, assistance obtaining a surety bond, or advice on expanding into another state, we’re here to help.
Our goal isn’t simply to sell a policy. It’s to become a long-term partner who helps your business grow safely, remain compliant, and stay protected for years to come.
If you build America, we’re here to help protect what you’ve built.
