Since 2000, we have been working hard to provide you with the kind of service you need. No matter what the size of your company is, you deserve personal attention, honest answers, and advice catered to you and your business. There are no “silly” questions and no reason not to inquire about contractors insurance in your state as soon as possible. The right insurance can mean everything to securing your Greatest Asset, YOU.
Contractors Insurance is our only business. If you are a contractor feeling the pressure of your insurance weighing you down, then give us a call or fill out our quote form and see how much relief we may be able to provide you without compromising your coverage or your bottom line. We offer everything a contractor needs: General Liability, Workers’ Compensation, Commercial Auto, Tool Coverage, and even Bonds and Health Insurance. Contractors Direct Insurance Agency provides contractors insurance to all types of contractors including General Contractors, Roofers, Plumbers, Electricians, Concrete Contractors, Remodelers, Landscape Contractors, Drywall Contractors, Handyman, Framers, Steel Building Contractors, Developers, Door and Window Installers, Construction Managers (Paper Contractors), Carpet Installers, Satellite Installation, Solar Panel Installation, and new Custom Homebuilders. We even have insurance for the General Contractor who works only with 1099 uninsured subcontractors. “If you swing a hammer or turn a screw, then we have the right insurance for you.”
No matter how careful you are at your job site, accidents happen! As insurance brokers, we specialize in construction insurance and we have seen it all. Paint overspray on a car dealership, injuries to third parties, window leaks, houses burning down during construction, and most of all, the dreaded construction defect claim. When push comes to shove, the contractor doing the work is the first in line to be sued. That is why we think it is important for everyone in the construction industry to carry a good general liability insurance policy. These policies help to protect your assets if an accident occurs or a claim is made against you. In addition to paying damages to a third party, they also pay for a lawyer to defend you. The cost to defend is often higher than the claim itself.
We are much more than you are standard Insurance Agency. As an independent agency, we represent several “A” rated insurance companies rather than one single provider. We have the ability to continually monitor the marketplace and offer you the lowest Contractor Insurance rates possible. Our agents are among the most professionally trained insurance agents in the industry. Most importantly, our training is ongoing so that our knowledge is always up-to-date and keeps pace with the changes in the insurance marketplace. Each client has their own assigned agent who is waiting to answer any of your questions, make Certificates of Insurance, and provide you with something that is often lost in these technical times: accountability and professionalism.
An Independent Advantage
We are Independent Agents in Austin, Texas, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Contractors Direct Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.